2232 Donice Ct, Cedar Hill, TX 75104
4 beds · 5 baths · 4,146 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Your new home awaits your arrival! Seated on 1 full acre, this beautiful home presents red oak hardwood floors, less than 3 years old, throughout the 1st floor. The kitchen features a large custom island with granite countertops with storage on both sides, double ovens, and plenty of eating space. The primary retreat has updated flooring in the bedroom, closet, and primary bath. Enjoy the extra large shower or drift away in the beautiful free-standing tub in the primary bath. Wow! The walk in closet is a true dream closet for a connoisseur of fashion. The 1st floor offers a spacious office with French doors and fireplace, a formal dining room, or make it an additional living room. Check out the downstairs guest room with a 3-piece bath adjacent to it, a perfect mother in law plan. Upstairs gives you 2 nicely size bedrooms, a game room currently set-up as a She-room, a conveniently located bathroom, and a large media room. Hey! Don’t forget that impressive large backyard! It is a major treat for entertaining or just plain old relaxation by the gazebo, lighted-pool, and spa. The back patios have been extended and tile added. Roof on the house and gazebo is less than 5 yrs old. Sellers have more upgrades that are mentioned here. Why wait? Come see this one Today!
Source: NTREIS #20770796
Source: NTREIS #20770796
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.