223 Longview Dr, Dawsonville, GA 30534
3 beds · 2 baths · 1,332 sqft sqft
Welcome to your dream home at 223 Longview Drive, Dawsonville, GA. This stunning custom-built residence is perfectly situated on a spacious lot with breathtaking views of Lake Lanier from 3 sides of the home. The home features an inviting open-concept floor plan, complete with European white oak hardwood floors that add elegance throughout. With three spacious bedrooms and two well-appointed bathrooms, this home offers both comfort and style. The mudroom/laundry room, located off of the kitchen, is equipped with a sink and door for easy access to the driveway and garage. The full, partially finished basement is already framed, plumbed, electrical and hvac ready for your visionCowhether it's an in-law suite, entertainment area, or additional living space. The opportunities are endless and easily completed with the owner already leaving the shower, the toilet, the fixtures and the area is partially completed with vents, electrical and plumbing! There are 12-inch footers in concrete slab to support an 8x52 foot side deckCoperfect for entertaining or enjoying the tranquil surroundings. Enjoy the outdoors from your covered front porch, where a custom bed swing invites you to relax and take in the serene lake views YEAR ROUND. The home is clad in durable Hardiplank siding, ensuring low maintenance and longevity. For those with hobbies or recreational vehicles, the oversized garage is a dream come true. Measuring 25x50 with 10x10 roll-up doors, itCOs large enough to store a boat or RV, serve as a workshop, or simply be used as extra storage. The driveway offers additional parking for at least 12 vehicles! Nestled in a quiet area, this home offers a peaceful retreat with all the conveniences you desire while being steps away from the gorgeous Lake Lanier. DonCOt miss the opportunity to make 223 Longview Drive your forever home!
Source: GAMLS #10406833
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10406833
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10406833
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.