22286 Cornerstone Crossing Ter, Ashburn, VA 20148
4 beds · 5 baths · 4,129 sqft
Get a free consultation call with an expert in the mortgage assumption process.
********************PROFESSIONAL PHOTOS TO FOLLOW BEFORE GOING ACTIVE********************** Welcome to this exceptional luxury end-unit townhouse in the vibrant and highly desirable Westmoore at Moorefield Station community. Situated on a premium lot with over 4,100 square feet of meticulously designed living space, this home boasts the largest floorplan available in the entire community, offering the perfect blend of elegance, smart technology, and functional design—just 0.6 miles from Ashburn Metro Station and minutes to Dulles Airport, Reston, Tysons, and Washington, D.C. The sun-drenched open-concept main level showcases a designer chef’s kitchen featuring a nearly 13- foot island, premium stainless-steel appliances, upgraded Corian countertops, and stunning shaker style cabinetry. The kitchen flows seamlessly into generous living and dining areas, creating an inviting space perfect for both everyday living and entertaining. Custom ELFA shelving in the pantry adds thoughtful storage and organization. Upstairs, the spacious primary suite is a serene retreat with dual custom California Closets and a spalike bathroom that includes a soaking tub, a custom shower with built-in bench, and elegant granite finishes. Additional bedrooms also feature custom ELFA closet systems, and all bathrooms and even the laundry room include granite countertops for a cohesive, upscale finish. The laundry room is outfitted with a butcher block folding counter, sink and cabinet, and ELFA shelving above the washer and dryer. Throughout most of the home, you’ll find luxury vinyl plank flooring, as well as CAT6 Ethernet wiring, a 28” network panel, and pre-wired wireless access points on the first and fourth floors for optimized connectivity. The home is also camera pre-wired at the driveway and rear exterior, and features built-in Klipsch speakers in the kitchen, lanai, and first-floor rec room. Outdoor living is where this home truly shines. The private rooftop terrace includes a dedicated natural gas line and hose bib, making it an ideal space for relaxing under the stars. The lanai serves as a tranquil, private escape creating a flexible indoor/outdoor experience. With extended privacy walls, a motorized screen, built-in Klipsch speakers, and two natural gas lines, the lanai is perfect for grilling or relaxing by a fire feature. The custom stamped concrete patio in the backyard provides another outdoor haven and backs to a protected preservation area of trees and a peaceful stream, offering privacy rarely found in townhouse living. Enjoy access to Westmoore’s incredible amenities, including an outdoor pool, 24-hour fitness center, community clubhouse with event space, tot lots, a dog park, and miles of walking and biking trails. You’re also walking distance to the shops, dining, and entertainment at Loudoun Station. This home offers luxury, privacy, connectivity, and location—all in one stunning package. Schedule your private showing today and discover the best in modern townhouse living. ********PLEASE DO NOT SHOW WITHOUT AN APPOINTMENT & BE CONSIDERATE OF WONDERFUL TENANTS WITH PETS********
Source: BRIGHT #VALO2093534
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VALO2093534
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.