2225 Aldridge Ave, Fort Myers, FL 33907
3 beds · 2 baths · 1,776 sqft
Welcome to your dream home, where modern elegance meets comfort in a beautifully updated 3-bedroom, 2-bathroom retreat. From the moment you arrive, you’ll be captivated by the freshly painted exterior, exuding curb appeal and setting the tone for the beauty within. Step inside to discover a bright, open-concept layout, thoughtfully designed to make entertaining effortless. The stunning luxury vinyl plank flooring flows seamlessly throughout, complementing the home’s fresh, modern aesthetic. The fully remodeled kitchen is the heart of the home, featuring stainless steel appliances, sleek countertops, and a gorgeous backsplash that adds a touch of sophistication. Whether you’re whipping up a gourmet meal or enjoying a quiet morning coffee, this space is both stylish and functional. The spacious living and dining areas invite natural light, creating a warm and inviting atmosphere. Both bathrooms have been completely updated, providing a spa-like retreat with modern finishes and thoughtful details. The primary suite provides a tranquil escape, while the additional bedrooms are perfect for guests, family, or even a home office. Step outside to your private lanai, the perfect spot to unwind with a book, sip a refreshing drink, or host memorable gatherings under the Florida sunshine. The epoxy-finished garage adds durability and style, while recent updates such as a brand-new 2024 roof and 2024 water heater provide peace of mind for years to come. Located in a gorgeous, centrally located neighborhood, this home has NO HOA, NO CDD, and is NOT in a flood zone—giving you the freedom to enjoy your property without restrictions. You’ll love being just minutes from shopping, dining, and the airport, making everyday conveniences easily accessible. Whether you’re an investor looking for the perfect rental, a first-time homebuyer ready to start your journey, or a snowbird searching for a seasonal escape, this home is an absolute gem.
Source: FORTMYERS #225019340
Financials
Source: FORTMYERS #225019340
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.