22247 Red Jacket Ln, Land O Lakes, FL 34639
4 beds · 2 baths · 1,956 sqft
Get a free consultation call with an expert in the mortgage assumption process.
SELLER IS OFFERING $10K TOWARDS THE BUYERS CLOSING COSTS!! This beautifully maintained 4-bedroom, 2-bath home is packed with thoughtful updates, offering both comfort and peace of mind. Step inside to find stylish flooring installed in 2016, adding warmth and durability throughout the main living areas. The kitchen, updated in 2016, is a standout feature with its sleek granite countertops, eye-catching tile backsplash, and ample cabinet space, making meal prep a breeze. The home’s thoughtful upgrades continue with a remodeled hall bathroom (2019) featuring a luxurious walk-in shower with elegant marble flooring. A coat of interior paint (2016) enhances the bright and welcoming atmosphere, while the exterior received a refresh in 2018, ensuring lasting curb appeal. The AC system has been upgraded with a new motor, fan, and compressor in 2018, keeping the home cool and comfortable year-round. For added convenience, a 2024 Hunter irrigation control panel simplifies lawn maintenance, allowing you to enjoy the lush outdoor space effortlessly. Situated within a gated community, this home provides both security and privacy while being move-in ready for its next owner. With a new roof installed in 2019 and all these well-planned enhancements, this home is truly a fantastic find. Don't miss your chance to see it—schedule your showing today!
Source: STELLAR #TB8333625
Source: STELLAR #TB8333625
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.