2224 Ivy Ave, Fort Myers, FL 33907
2 beds · 2 baths · 1,246 sqft
Nestled in the heart of Fort Myers Villas, this beautifully updated 2-bedroom, 2-bathroom + den/flex space home offers a perfect blend of comfort, style, and convenience. From the moment you arrive, you’ll be captivated by its inviting curb appeal and tropical setting. Step inside to discover a bright and airy freshly painted living space, enhanced by natural light streaming through the updated windows with plantation shutters. The open-concept design seamlessly connects the living and dining areas, creating an ideal setting for both everyday living and entertaining. The kitchen boasts modern finishes, ample cabinetry, and sleek quartz countertops, making meal preparation a delight. The primary bedroom provides a serene retreat, complete with an en-suite bath for added privacy. A second well-appointed bedroom and bathroom offer comfort and convenience for family or guests. Venture outside to your private, fenced backyard oasis, where a sparkling pool awaits. Whether you’re soaking up the Florida sunshine, hosting weekend barbecues, or unwinding under the stars, this outdoor space is designed for relaxation and enjoyment. Also for additional storage there is a large shed perfect to store your mowers, pool equipment or, since it is wired for electric may be a great "she" shed! Recent updates, including new roof and electrical system, add to the home’s durability and value. Plus, with no HOA fees, you have the freedom to truly make this home your own. Centrally located, this gem is just minutes from trendy downtown Fort Myers, top-rated restaurants, premier shopping, and the beautiful Gulf Coast beaches. If you’re looking for a home that offers both modern updates and unbeatable location, this is a must-see!
Source: FORTMYERS #225014284
Source: FORTMYERS #225014284
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.