2223 W Hazelhurst Ct, Anthem, AZ 85086
3 beds · 3 baths · 2,986 sqft
Get a free consultation call with an expert in the mortgage assumption process.
This stunning residence in a prestigious guard-gated country club community perfectly blends timeless elegance with modern functionality. Positioned on a desirable corner view lot, the home welcomes you with a charming courtyard featuring a fireplace and enhanced outdoor lighting. Inside, soaring ceilings and expansive low-E grade windows bathe the meticulously designed interior in natural light. The open layout seamlessly connects the formal dining room, spacious family room, and chef's kitchen, complete with granite counters, premium appliances, a wine cooler, and pull-out shelves in the pantry and cabinetry. The kitchen extends into a built-in office and butler's pantry for added convenience. The primary suite serves as a tranquil retreat, boasting a spa-like...CONTINUE READING... ...ensuite, classy closet systems, and luxurious features throughout. Additional bedrooms offer comfort and privacy, while the dedicated laundry room and custom-built home entertainment center enhance everyday living. The three-car garage is outfitted with epoxy flooring, built-in cabinets, and a soft water system. The backyard is an entertainer's dream, with a Pebble Tec pool and waterfall, flagstone patio, built-in BBQ with decorator tile counters, and lush landscaping. Thoughtful upgrades include ceiling speakers, French doors, upgraded doors, a brushed aggregate driveway, and much more. With exquisite craftsmanship, a central vacuum system, and perfectly balanced privacy and accessibility, this home is an embodiment of luxury and modern sophistication.
Source: ARMLS #6805357
All values shown are estimated costs / mo.
Source: Public records
Source: ARMLS #6805357
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.