2223 Quince Ave, New Braunfels, TX 78132
3 beds · 2 baths · 2,287 sqft sqft
This exquisite Scott Felder Home is perfectly positioned for both convenience and leisure within the vibrant master planned community of Veramendi. Built in one of the first completed phases, this home is just two doors down from Bennett Park, one of several community pocket parks. All local schools are less than 1 mile, and a variety of shopping options are nearby. Low maintenance, four-sided masonry home features beautiful landscaping, a full sprinkler system, and private fenced backyard. Step into the foyer that leads into an expansive living area with high ceiling and an open floor plan. The wall of windows along the back brightens the ultra-modern kitchen, featuring quartz countertops, under-cabinet lighting, a marble backsplash, and a gas cooktop. The massive island with breakfast bar seating for four and a large dining area overlook the backyard and connect seamlessly to the screened-in porch. The spacious primary bedroom is a private retreat, complete with a spa-like ensuite bathroom featuring double vanities, an extended walk-in shower with a built-in seat, and dual walk-in closets. Two additional bedrooms are thoughtfully placed in their own private wing with a full bath. A bonus room / study, with elegant French doors, offers flexibility for your lifestyle needs. A 220 plug in the garage for tools or an electric vehicle. Enjoy miles of hike and bike trails and a refreshing swimming pool, all within the community. Experience the perfect blend of small-town living on the edge of the Hill Country, with easy access to San Antonio and Austin. ** 2.75% VA Assumable Loan. Remainder of the builder warranty in place **
Source: CENTRALTEXAS #555109
Interest rate and monthly payment estimated based on public records.
Source: CENTRALTEXAS #555109
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #555109
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.