2223 N Potomac Ct, Florence, AZ 85132
3 beds · 2 baths · 1,606 sqft

Get a free consultation call with an expert in the mortgage assumption process.
Incredible Opportunity! Eligible for a USDA No Down Payment Loan for qualified buyers! Massive savings potential!This beautifully remodeled 3-bedroom plus den home offers a next level living experience. Entering this home you'll feel welcomed by an open concept floorpan and a perfectly curated kitchen. Custom cabinets, quartz countertops, and high-end stainless steel appliances are accentuated by stylish open shelving for that contemporary, clean look. A custom-designed hood vent is a chef's kiss in this beautifully designed kitchen. Warm wood-look flooring, elevated by large, new baseboards and custom molding around every door, creating those clean lines and cozy vibes. The walls and doors, painted in unique designe classic tone, while updated fixtures, lighting, and faucets in the kitchen and bathrooms add a touch of modern style. Step outside to your private backyard - fully finished, low-maintenance, and perfect for those relaxing quiet nights. Plenty of space for pets to play and smores at the fire pit. Located on a quiet cul-de-sac, you'll enjoy easy access to the wide open spaces Anthem is known for. Speaking of Anthem, the community here is unmatched, featuring a 43,000 sq ft community center with indoor basketball courts, an elite fitness center, recreational games, and a climbing wall. Outside, you'll find expansive parks, sports courts, fields, and a resort-style pool with water slides, all ready for you to dive into an active lifestyle or enjoy a peaceful day out.This home isn't just ready to move in; it's ready to love. With finishes and details you won't find in standard new builds, this is your chance to skip the construction timeline and the stress of additional DIY projects. Your dream home awaits in Anthem - don't miss this one it could be your forever home. Come see it today!
Source: ARMLS #6822912
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: ARMLS #6822912
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
