2222 Ridgemont Dr, Los Angeles, CA 90046
2 beds · 2 baths · 1,354 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Contemporary mid-century gem with stunning canyon and hills views in Laurel Canyon. Nestled in the coveted Laurel Canyon neighborhood and within the highly sought-after Wonderland School District—this Blue ribbon school ranked #2 in LAUSD and top 16 in all of California—this stylish 2 bed / 2 bath home offers the perfect blend of nature, serenity, and modern comfort. Step into an open-concept living space featuring beautiful wood floors, recessed lighting, renovated bathrooms, double pane windows and a newer roof. A striking stone fireplace anchors the living room, where floor to ceiling windows showcase the breathtaking canyon and Hollywood Hills views. The kitchen is a chef’s delight, complete with a breakfast bar and a large island that leads directly to a private outdoor deck, perfect for entertaining or unwinding in nature. Both bedrooms open to an enclosed patio deck, offering peaceful outdoor retreat and views. The home sits on an expansive 8,500+ sq. ft. lot, featuring a terraced hillside, multiple decks, and a charming treehouse hideaway, creating a private, retreat-like setting. The grounds are a gardener’s dream, with an abundance of terraced garden beds, ready for your favorite vegetables, herbs, or colorful blooms. Mature nectarine and lemon trees offer fresh fruit right in your backyard, adding to the property's idyllic, self-sustaining appeal. The 2-car attached garage has been thoughtfully converted into a home office, seamlessly connected to an additional 3rd bathroom, laundry room and a versatile bonus room—ideal as a playroom, studio, or additional storage space. This added space is not included in the stated square footage, offering even more flexibility and value. Modern convenience meets eco-conscious living with an included Tesla charger. Enjoy the ultimate location and lifestyle—just minutes from the Sunset Strip, Beverly Hills, Downtown LA, the Valley, and major studios. This is more than a home—it's a sanctuary in the heart of the Hollywood Hills.
Source: CRMLS #BB25083852
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CRMLS #BB25083852
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.