222 Plantation Grove Dr, Roebuck, SC 29376
4 beds · 2 baths · sqft
This must-see home has a Roebuck address but is conveniently located near Spartanburg and big-city amenities while maintaining a charming country feel. Situated on almost an acre of land with a fully fenced backyard, this 4-bedroom home includes a versatile flex space, ideal for an office, media room, or anything you can imagine. Enter through a grand two-story foyer and enjoy nine-foot ceilings on the main level. The open-concept kitchen and dining area is designed for both style and functionality, featuring stainless steel appliances, granite countertops, recessed lighting, an island with storage and breakfast seating, a walk-in pantry, and an additional storage room. The main level also boasts an expansive family room with a cozy stone gas fireplace, a half bath, a large laundry room, and a dedicated dining room. The primary suite is a true retreat, offering tray ceilings, recessed lighting, a spacious walk-in closet, and an en suite bathroom with a custom tile shower and a relaxing garden tub. Upstairs, you’ll find three additional spacious bedrooms and a full bath. Step outside through French doors to a covered deck, perfect for entertaining or unwinding, overlooking your private backyard oasis. Enjoy cooler evenings with a soak in the hot tub and easy lawn care with the in-ground irrigation system, keeping your outdoor space lush year-round. A two-car garage completes this exceptional home. Schedule your private tour today!
Source: GREENVILLESC #1552296
Financials
Source: GREENVILLESC #1552296
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.