222 Plantation Grove Dr, Roebuck, SC 29376
4 beds · - baths · sqft sqft
Looking for a newer home with a fenced backyard that offers exceptional outdoor living? Look no further. Situated on a spacious .95-acre lot, this 4-bedroom home includes a versatile flex space, ideal for an office, media room, or anything you can imagine. Enter through a grand two-story foyer and enjoy nine-foot ceilings on the main level. The open-concept kitchen and dining area is designed for both style and functionality, featuring stainless steel appliances, granite countertops, recessed lighting, an island with storage and breakfast seating, a walk-in pantry, and an additional storage room. The main level also includes an expansive family room with a cozy stone gas fireplace, a half bath, a large laundry room, and a dedicated dining room. The primary suite is a true retreat, offering tray ceilings, recessed lighting, a spacious walk-in closet, and an en suite bathroom with a custom tile shower and a relaxing garden tub. Upstairs, you’ll find three more spacious bedrooms and a full bath. Step outside through French doors to a covered deck, perfect for entertaining or unwinding, overlooking your fully fenced backyard oasis. Enjoy cooler evenings with a soak in the hot tub and easy lawn care with the in-ground irrigation system, keeping the outdoor space lush year-round. A two-car garage completes this exceptional home. Schedule your private tour of this home today!
Source: GREENVILLESC #1541819
Interest rate and monthly payment estimated based on public records.
Source: GREENVILLESC #1541819
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1541819
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.