22195 E 45th Ave, Aurora, CO 80019
3 beds · 3 baths · 2,372 sqft

Get a free consultation call with an expert in the mortgage assumption process.
Welcome to the amazing community of Green Valley Ranch! This beautiful home is 2,372 sq.ft. with a 1,044 sq.ft. unfinished basement and features 3 bedrooms & a large bonus room on the upper level! As you enter the home, on the main level you'll love how the natural light floods the open floor plan of the spacious great room with tray ceiling & ceiling fan, dining room & kitchen. You'll also love how open they are to each other which makes it a great place to entertain family & friends. The entire main level has gleaming vinyl floors throughout. The stunning kitchen features a walk-in pantry, 42" gray cabinets, quartz counters, undermount sink, and SS appliances which also include a gas slide in range/oven to complete your culinary cooking experience. The huge kitchen island adds an additional eating area or a great place to lay out all your favorite celebratory dishes with friends & family when entertaining or enjoying everyday family life. The staircase leading to the 2nd floor takes you to a spacious bonus room which can be used as a home office, game room/gym, kids play room, or another family room. Next is the primary suite which is a true sanctuary, featuring a en-suite bathroom with dual vanities, large tiled shower as well as a walk-in closet. Additionally, there are 2 more generously sized bedrooms with plush carpet & ample closet space and a full bath. The convenient laundry room on the 2nd floor makes doing the laundry a breeze. No more carrying clothes up & down staircases. Descending down to the unfinished basement you'll see where the Sellers have done some framing and drywall work but never finished it but just got it started for you! This community boasts easy access to shopping, E-470, light rail, restaurants, shopping, parks, walking trails, schools & much more.
Source: RECO #4058455
Source: RECO #4058455
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

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