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30-day close

2217 Heaton, Forney, TX 75126

4 beds · 3 baths · 2,780 sqft

Concierge

Get a free consultation call with an expert in the mortgage assumption process.

QUALIFY NOW! ASSUMABLE LOAN AT 2.65% INTEREST RATE! ASK US HOW! Seller offering $5,000 towards buyer's closing costs. All appliances included with full price offer. Stunning 4-Bedroom Home in Devonshire - Forney’s Premier Master-Planned Community! Welcome to this spacious 2,780 sq ft gem located in the sought-after Devonshire community in Forney. With 4 bedrooms, 2.5 baths, and a well-designed open floor plan, this home is perfect for families and entertaining. The master suite is conveniently located downstairs, providing privacy and comfort, while the game room upstairs offers a great space for relaxation or fun. Enjoy the fresh, modern touches throughout with brand new carpet, fresh paint, and new garage door openers. The updated kitchen is ideal for cooking and gathering, with ample counter space and modern finishes. Devonshire offers exceptional amenities including two pools, parks, and walking trails, all just minutes away from highly rated schools. Don't miss the chance to call this beautiful home yours!

Location
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Loan details
Monthly payment

All values shown are estimated costs / mo.

Total
$1,652
Principal & interest
$1,060
Mortgage insurance
-
Property taxes
-
Home insurance
-
HOA fees
-
Utilities
Not included

Source: Public records

Home details
Size
2,780 sqft
Lot size
0.132 acres
Year built
2018
Type
Single Family Residence
HOA dues
$47.00

Source: NTREIS #20889887

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: May 06, 2025 01:21 am
Listing agent: Veronica Jaramillo
Listing provided courtesy of: Dennis Tuttle Real Estate Team (817) 576-1390
Details provided by NTREIS and may not match the public record.
MLS ID: #20889887
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.
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