2214 W 15th St, Pueblo, CO 81003
5 beds · 3 baths · sqft sqft
Well maintained 5-bedroom, 3-bathroom home that offers a perfect mix of modern amenities and versatile spaces for comfortable living. Upon entering, you’re greeted by a spacious living room. Here, large arched windows, recessed lights, and laminate flooring create a warm and inviting atmosphere. The adjoining dining room, with walk out to the fenced back yard, flows into a functional kitchen featuring black and stainless appliances, Corian countertops, attractive wood cabinetry, and a center island. A gas stove and built-in microwave add to the convenience. Upstairs, the primary bedroom features a ceiling fan, and an attached bath with tile floors, a solid-surface vanity, and a walk-in shower with floor-to-ceiling surround. Bedrooms 2 and 3 offer cozy carpet, ceiling fans, good sized closets, and ample natural light. A second full bathroom upstairs includes tile flooring, a built-in linen closet, a walk-in shower, and a large window. Downstairs, a Jack-and-Jill bathroom connects to Bedroom 4, which boasts a large closet, and a garden-level window. Bedroom 5 also has two garden-level windows, dual closets, and under-stair storage. Outside, the fully fenced yard offers a variety of spaces for outdoor living. You’ll find a covered patio with hot tub and three sheds, one of which serves as a greenhouse. A grassy yard with plum trees, a large garden area, and a gated side area with a double gate makes it easy to pull in an RV or other recreational vehicles. With an extended 1-car garage, this home also provides additional storage options. Enjoy peace of mind with a newer roof and fully paid-off solar panels, both installed in 2019, along with central AC and a furnace updated just 10 years ago. For added security, the hardwired monitoring system can easily be activated by the new owners. Located close to schools, parks, river walk, and the reservoir, this home combines convenience, energy efficiency, and flexible living spaces in a desirable location. Easy access to I-25
Source: PPMLS #5284335
Interest rate and monthly payment estimated based on public records.
Source: PPMLS #5284335
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #5284335
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.