2214 Golden Eagle Dr, Locust Grove, GA 30248
5 beds · 5 baths · 6,789 sqft sqft
**BIG PUBLIC UNVEILING ON SATURDAY 10/19 FROM 2-4.** Nestled in the prestigious Golden Eagle community of Locust Grove, a true masterpiece of luxury living! This stunning 5-bedroom, 5-bonus room, and 5-bathroom residence offers a harmonious blend of elegance and comfort. Upon entry, you're greeted by a grand two-story foyer, featuring a tray ceiling and beautiful hardwood floors that flow throughout the main level. The expansive living area boasts coffered ceilings, shadow box wall paneling, and stunning archways, providing a seamless flow between the dining and living rooms. The gourmet kitchen is a chef's dream with granite countertops, stainless steel appliances, quality cabinetry, and a spacious island with breakfast bar-perfect for culinary creations and casual dining. Upstairs, the oversized master suite is a true retreat, featuring an ensuite bathroom with a soaking tub, separate shower, dual vanities, and a walk-in closet. Four additional spacious bedrooms provide comfort for family and guests, while the open loft area is ideal for lounging or relaxation. The fully finished terrace level is an entertainer's paradise, offering three bonus rooms, a full bedroom and bathroom, a spacious entertaining area, and a dedicated cinema room. All basement amenities convey, including the projector stand, mounted TVs, bar, and pool and air hockey tables! Step outside to your private backyard oasis, perfect for outdoor entertaining. Enjoy summer barbecues on the walkout patio or the elevated deck, both offering beautiful views of the landscaped yard. This home offers a rare opportunity to experience luxury living at its finest. Schedule your showing today and make 2214 Golden Eagle Dr your forever home! **PLEASE CHECK OUT AMAZING VIDEO TOUR BY CLICKING ON THE VIRTUAL TOUR ICON! **
Source: GAMLS #10397833
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10397833
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10397833
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.