2214 Central Park Way, Louisville, CO 80027
3 beds · 4 baths · 1,892 sqft
Get a free consultation call with an expert in the mortgage assumption process.
This beautifully designed townhome offers the perfect combination of style, comfort, and convenience in the vibrant Downtown Superior community. The open-concept main floor features a spacious living area that flows seamlessly into a stunning kitchen, complete with quartz countertops and a full suite of premium KitchenAid stainless steel appliances—including a gas range with convection oven, French door refrigerator, vented hood, and Energy Star dishwasher. A dream setup for any home chef. Upstairs, a sleek metal railing leads to the spacious primary suite, which includes a walk-in closet, dual vanities, and an upgraded frameless glass shower. Two additional bedrooms offer ample room for family or guests, while a versatile loft space—ideal for a home office or cozy lounge—and a full laundry room with washer and dryer add flexibility and function. The finished basement extends your living space with a large rec room and full bathroom, perfect for a media area, workout zone, or guest suite. Additional features include a main-floor powder room, covered front porch, tankless water heater, oversized two-car garage, and stylish modern finishes throughout. Located in a special Metro District with no HOA fees and low maintenance requirements. Just a short walk to the Sport Stable, offering ice rinks, fitness facilities, and more. Enjoy easy access to nearby parks, trails, dining, and shopping at Costco, Target, and Flatiron Mall. With Highway 36 just minutes away, you're only 10 minutes from Boulder and within easy reach of Denver and DIA. Part of the highly rated Boulder Valley School District, with a school bus stop conveniently located at the Sport Stable.
Source: RECO #6365205
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: RECO #6365205
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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