2213 Silver Holly Ln, Richardson, TX 75082
4 beds · 3 baths · 2,385 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Spacious, Stylish & Steps from the Park – Welcome Home! Nestled in a beautifully established Richardson neighborhood and zoned to the highly sought-after Plano ISD, this charming single-story home blends comfort, character, and convenience. Boasting 4 generously sized bedrooms, 2.5 baths, and a layout made for both relaxing and entertaining, this home checks all the boxes. The expansive living area features a cozy fireplace, built-in wet bar, and plenty of space for movie nights or hosting game day. You’ll love the formal dining room for special occasions, while the cheerful breakfast nook is perfect for everyday meals. The galley-style kitchen shines with granite countertops, abundant cabinetry, and a layout that makes cooking a breeze. Retreat to the primary suite, complete with a spa-like ensuite featuring dual vanities, a separate shower, and a soothing garden tub. Outside, the large backyard with mature trees and a covered patio offers your own private escape — ideal for morning coffee, weekend BBQs, or simply soaking in the Texas sun. Just 2 blocks from the scenic Crowley Park, and with quick access to the GB Turnpike and Hwy 75, you’re truly in the heart of the Dallas area — where schools are top-notch and amenities are around every corner. Whether you're looking for space to grow, entertain, or just relax — this one’s got it all. Come see for yourself! Garage is full of getting ready to move stuff. Floor plan is on transaction documents. Tax records reflects only 3 bedrooms. Buyer agent and buyer have the responsibility to verified all information.
Source: NTREIS #20901962
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: NTREIS #20901962
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.