22107 Green Jacket, San Antonio, TX 78261
4 beds · 3 baths · 2,296 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Beautiful and spacious two-story home, offering the primary bedroom downstairs, covered front porch, and is energy efficient with solar panels. A spacious covered front porch opens into a beautiful formal dining room or could be an office. Follow the entry hallway into a stunning open kitchen featuring stainless steel appliances, granite countertops, gas cooking, stylish white subway tile backsplash, spacious corner pantry, tons of cabinet space and a large eat-in breakfast bar. The kitchen opens to a spacious living room, complete with a stunning vaulted ceiling. The living room extends to a lengthy covered patio, perfect for outdoor dining or just simply keeping an eye on the kids while they play outside. The private main bedroom suite is located downstairs off the family room and offers dual vanities, separate tub and shower, ceramic tile flooring, water closet and unique, storage-friendly, walk-in closet with shelving. A half bathroom is located off the family room and an oversized utility room is located off the kitchen by the stairs. The second floor includes a spacious game room or office area, a second full bath, and three large secondary bedrooms with walk-in closets. Additional features include 9-foot ceilings, 2-inch faux wood blinds throughout the home, luxury vinyl plank flooring in entryway, family room, kitchen, and dining room, ceramic tile at all bathrooms and utility room, water softener, and full yard landscaping and irrigation. Walking distance to HOA amenities that features resort style amenities such as a community pool, splash pad, and gym. his home is ideally situated just moments away from an array of shopping, entertainment, and dining options, ensuring that convenience and leisure are always within easy reach.
Source: SABOR #1846371
Source: SABOR #1846371
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.