221 Westwind Dr, Ball Ground, GA 30107
4 beds · 3 baths · 1,916 sqft sqft
Comfort meets convenience in the sought-after 4 bed 3 bath home in Westwind subdivision of Ball Ground GA. This neighborhood offers large lots, beautiful yards, and an irreplaceable sense of safety. Districted for Creekview High School, children of all ages will love the community! Upon arriving you'll love the large but low maintenance front yard, fresh paint, and brand-new roof (with 10-year transferrable warranty!) The new fence gate opens to a huge back yard that offers a newly sodded green space, a mulched play area for the kids, and a relaxing fire pit situated in the shade of the mature trees! Freshly painted deck and blueberry bushes thrive along your fence line. Zinnias and marigolds attract butterflies all Spring and Summer long. A recently installed drainage system guarantees peace of mind during rainy weather. Inside you'll find 4 bedrooms and 3 FULL bathrooms: All freshly painted. Upstairs, the kitchen and living room welcome you with large East/West facing windows showcasing incredible sunsets over the lake behind your property. Brand new bamboo blinds maintain your privacy while allowing light to filter through. The kitchen is the perfect size with lots of cabinets, and all-new Whirlpool appliances. Vaulted ceilings soar over the common areas as well as the master bedroom, which has a walk-in closet, private bathroom with his-and-hers sinks, a linen closet and a large bathtub. Down the hall you'll find two secondary bedrooms and a full bathroom. Brand new cordless blinds and fans in each bedroom will keep you cool, and beautiful new light fixtures throughout the house give a modern touch. Recently installed toilets offer a nice clean update to the bathrooms. Downstairs boasts a second living area, fourth bedroom, third full bathroom, THREE closets, and a full-sized laundry room. Walk out from the lower level into your huge two-door garage, which features a massive storage area beyond the parking spaces. Conveniently located near the intersection of 369 and 372, and I-515. this tucked-away home is an easy drive to boutiques, shops and restaurants in Downtown Ball Ground along with Quick access to highway 20 to take you anywhere you want to go!
Source: GAMLS #10356264
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10356264
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #10356264
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.