221 Puzzle Pass, Spring Branch, TX 78070
4 beds · 4 baths · 3,606 sqft
Nestled in the exclusive Peninsula at Mystic Shores, this beautifully designed home offers a perfect blend of elegance, comfort, and functionality—all with breathtaking views of Canyon Lake and the Hill Country. Thoughtfully crafted with convenience in mind, this home features an elevator for effortless access to both levels, ensuring comfort and accessibility for all. Inside, you'll find custom details throughout, including a wine refrigerator by the wet bar, built-in cabinets in the office and downstairs living area, and Italian tile accents in the foyer. The guest bathroom is adorned with decorative tile detailing, adding a stylish touch to the combined tub and shower area. Designed for seamless living, the home includes a mudroom with ample storage, a spacious laundry room with extensive cabinetry, an additional refrigerator, and a separate storage area, plus a dedicated coat-hanging space for added organization. Gather in the inviting living room, where a tiled gas fireplace adds warmth and charm, or enjoy meals under the glow of a stunning chandelier in the dining room. The primary suite is a true retreat, with private access to the screened-in upper patio, offering the perfect spot to take in the serene surroundings. Step outside to your beautiful backyard oasis, where panoramic Hill Country views create a breathtaking backdrop. A sparkling pool offers the perfect place to cool off on a hot Texas day, while the spacious patio provides an ideal setting for outdoor entertaining or quiet relaxation. Additional highlights include an exercise room with a dedicated storage area and a garage with durable epoxy flooring. Every detail has been carefully considered to create a home that is both welcoming and exceptionally functional, set in one of Canyon Lake’s most sought-after communities.
Source: CENTRALTEXAS #571160
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CENTRALTEXAS #571160
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
