VA loan
1 of 36
VA loan

221 Fig Ct, Kissimmee, FL 34759

3 beds · 2 baths · 1,447 sqft

Concierge

Get a free consultation call with an expert in the mortgage assumption process.

WELCOME HOME!! This stunning house has an amazing Above Ground POOL in Poinciana. This beautiful open-floor plan residence boasts three bedrooms, two baths, a spacious great room, and a central dining area, perfect for gatherings and relaxation. This awesome home has just been repainted to add a fresh appearance. From the moment you arrive, you'll be enchanted by the curb appeal, from the inviting covered front entryway to the meticulously landscaped front yard. Step inside to discover a home filled with upscale features and modern comforts. The kitchen is a chef's delight, equipped with top-of-the-line appliances, all complemented by stunning granite countertops and elegant wood cabinets. The luxurious amenities continue throughout the home, with plush carpeting in the bedrooms, sleek ceramic tile flooring, and conveniences like air conditioning, ceiling fans, and a washer and dryer for added convenience. Plus, with a spacious walk-in closet in the master suite, storage will never be an issue. But the true highlight of this home is the outdoor area awaiting you. Step into the backyard to find your private paradise with an amazing above-ground pool, perfect for cooling off on hot summer days. The fully fenced yard provides privacy and security, while the included pool service ensures easy maintenance. As a resident of Poinciana, you'll also enjoy access to a wealth of community amenities, including parks, sports courts, playgrounds, conservation areas, and even world-class amusement parks, which are just a drive away. All TV's CONVEY!! Don't miss this opportunity to live a life of luxury in Poinciana. Schedule your showing today and make this FANTASTIC HOME your own! https://nodalview.com/s/3YQYL4S2j7Vw_6sVvskQ52

Location
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Home details
Size
1,447 sqft
Lot size
0.17 acres
Year built
2020
Type
Single Family Residence
HOA dues
$89.00

Source: STELLAR #TB8310565

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

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Last updated: May 11, 2025 06:40 pm
Listing agent: Israel Gross Saraiva (801) 687-2631
Listing provided courtesy of: RED SASH REALTY LLC (931) 237-6592
Details provided by STELLAR and may not match the public record.
MLS ID: #TB8310565
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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