2209 Turnbuckle Ln, Woodbridge, VA 22191
5 beds · 4 baths · 4,019 sqft
Stunning 5-Bedroom, 3.5-Bath Home in the Coveted Port Potomac Community Welcome to this meticulously maintained 4-bedroom, 3.5-bath home offering 4,170 square feet of luxurious living space in the highly sought-after Port Potomac community, renowned for its rich amenities. This home boasts a charming slate stone front porch that leads to an elegant foyer featuring hardwood floors and crown molding. The light-filled living room, adorned with crown molding and a chandelier, opens to the spacious gourmet kitchen that has been completely remodeled. The kitchen is a chef’s dream, featuring a large center island, a built-in wine rack, breakfast bar with pendant lighting, stainless steel appliances, soft-close cabinets with pull-out drawers, granite countertops, and a walk-in pantry. The kitchen seamlessly flows into the generous living room and formal dining room. The living room offers a cozy gas fireplace with a wood mantle and granite surround, while the dining room is perfect for entertaining, with a bay window bump-out and access to a covered Trex deck. The deck overlooks a beautifully landscaped stone patio and fully fenced rear yard, creating an ideal space for outdoor gatherings. The main level also features a convenient mudroom with built-in storage, a half bath, and hardwood floors throughout. As you move up the hardwood stairs with wood and wrought iron banisters, you’ll be welcomed into the Owner’s Suite. The suite is a retreat, with French doors leading to an octagonal antechamber with a tray ceiling. The spa-like en suite bathroom includes a large L-shaped double vanity, a walk-in spa shower with dual shower heads, a transom window, and two spacious walk-in closets. The upper level also offers three generously sized bedrooms, each with hardwood floors and ample closet space, including one with a double closet and two with walk-in closets. The updated full bath features a double vanity, ceramic tile flooring, and a tub/shower surround. The laundry room, conveniently located on the upper level, is equipped with a ceramic tile plank floor, shelving, and a front-loading washer and dryer. The lower level is a standout feature of this home, offering a spacious recreation room with French doors and a wet bar with granite countertops, a sink, dishwasher, built-in microwave, and full-size refrigerator. The flooring is a stylish ceramic tile plank, and there is also a full bathroom with a quartz-topped double vanity and a Jacuzzi tub/shower with ceramic tile surround. The media room, also with French door entry, is freshly painted, carpeted, and includes a large double closet. Could also be 5th bedroom, not to code. The projector and screen convey as-is, creating the perfect space for movie nights. The lower level also has an ideal In-law/Au Pair suite entrance, offering plenty of privacy. Additional features include Nest thermostat, Nest smoke detectors, motion-activated lighting in several rooms, and recent updates, including a complete kitchen remodel, freshly painted walls, new and refinished floors, and a new water heater. Located in an ideal commuter location with close access to I-95 and Route 1, this home provides easy access to major highways, making it perfect for those commuting to nearby areas. This home offers exceptional living space, luxury, and comfort in a prime location with close access to community amenities. Don’t miss out—schedule a tour today!
Source: BRIGHT #VAPW2089944
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAPW2089944
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
