2209 Regency Park Dr, Deland, FL 32724
3 beds · 2 baths · 2,240 sqft
MOTIVATED SELLER!! This Gorgeous, MOVE-IN READY home awaits you! Don't miss out on the opportunity to own this 3 bedroom, 2 bathroom, 3 car garage home in the established community of Bentley Green. Great curb appeal with beautiful landscaping, paved driveway and great outside color scheme. A beautiful entry way welcomes you home and the house features easy to maintain floors in the living areas. The kitchen features a large island with bar stool seating, perfect for entertaining guests, decorative backsplash and stainless steel appliances. The dining area has plenty of room for your large table and space to entertain. The Family room will be the heart of the home and the rear sliding doors allow for lots of natural light to flood the home. The owners suite features a tray ceiling, spacious linen space and double closets. The en suite bathroom has double sinks and large walk in shower. Rear porch is covered and features an electrical screen enclosure. The property is fenced with no immediate rear neighbors. Community amenities include: Playground, community pool and walking paths. The property is located steps away from shopping and restaurants and minutes from Award Winning Downtown Deland. Don't wait to see all this home and community has to offer you!
Source: STELLAR #o6248321
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6248321
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6248321
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.