2208 Katana Pl, Brandon, FL 33511
3 beds · 2 baths · 2,150 sqft
Beautiful pool home in centrally located neighborhood of Hickory Lakes. Close to Hwy 60, Interstate, Shopping and Crosstown. Lovely, mature landscaping with several tall palm trees. This 3 bed 2 bath 2 car garage home also has an office to accommodate any size family. Step out of your family room onto a covered lanai with retractable awning offering shade to keep cool on hot summer days. Enjoy the pool with screened enclosure, pavers, spa and safety fence. New ceramic tile in the kitchen and beautiful laminate through the rest of the home. Eat in Kitchen with natural stone counters, breakfast bar, newer stainless steel appliances, plantain shutters and remote controlled electronic blinds. Gas range and water heater. Split floor plan. Vaulted/Cathedral ceilings with plant shelves and fans. Two bedrooms with walk in closets and a beautiful office with built in shelves and cabinets greet you as you leave the Kitchen. The Kitchen also opens up to the large family room. The home also has a formal living and formal dining room. The large master bedroom has two closets, double vanities, garden tub and separate shower. Dinette, family room and master bedroom have a beautiful view of the pool and the pond. The heated spa reaches a toasty 104 degrees. Inside utility room with newer washer & dryer included and large 2 car garage with refrigerator included . Call today and make an appointment to see this incredible home!!
Source: STELLAR #tb8318148
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8318148
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8318148
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.