22077 Oatlands Rd, Aldie, VA 20105
5 beds · 6 baths · 9,380 sqft
Welcome to your dream home, a stunning brick Colonial nestled on a sprawling 25+ acres of private land! This immaculate estate boasts a wealth of luxurious features, offering an exceptional blend of elegance, comfort, and outdoor splendor. With 5 bedrooms, 5.5 bathrooms, a 3-car side-load garage, a 4-car detached garage, and a generous 9700+ sq. ft of living space, this property exudes grandeur at every turn. As you approach, the inviting stone front porch sets the stage for the grandeur that awaits within. Step through the front door and into the awe-inspiring 2-story foyer, complete with a majestic spiral stairway and a captivating overlook. This home is designed for both entertaining and family moments. The main level of this residence features a formal living room adorned with a stone wood burning fireplace, a formal dining room with wainscoting, and gleaming wood floors; a gourmet kitchen boasting a commercial grade viking 6-burner gas stove, an oversized oven, built-in wall oven and microwave, granite countertops, a substantial island, a butler's pantry with wine storage, and stainless steel appliances. A light-filled breakfast room provides the perfect spot to enjoy morning coffee or unwind with a book. The large family room offers a cozy atmosphere with a second wood-burning fireplace, and a private study and conservatory provide additional spaces for work or relaxation. The upper level features a grand primary suite, a true retreat with a spacious sitting room, a walk-in closet, and a luxurious bath featuring a soaking tub, tiled shower, and separate vanities. Four additional bedrooms, each with its own private bath, provide comfort and privacy for family and guests. The lower level of this remarkable home offers a great room with a gas fireplace, media room, and game room. A 5th bedroom, full bath, home gym area, and ample storage space complete this level. Step outside to the stunning rear patio area, which surrounds your in-ground pool featuring a vanishing edge, waterfalls, a pebble tech liner, and a self-cleaning system. All of this is enveloped by breathtaking mountain views, creating a serene and picturesque backdrop for your everyday life. This property is more than a home; it's a lifestyle. Experience the perfect blend of luxury, comfort, and natural beauty in this stunning brick Colonial on 25+ acres of private land. Your dream home awaits!
Source: BRIGHT #VALO2081610
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VALO2081610
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.