2206 Las Lunas St, Pasadena, CA 91107
6 beds · 5 baths · 4,475 sqft
Welcome to this beautifully updated 6-bedroom, 5-bathroom Tudor home in a highly sought-after East Pasadena neighborhood. With 4,475 square feet of thoughtfully designed living space, this home offers elegance, comfort, and versatility. Step inside to an open and inviting floor plan, seamlessly connecting the Living Room, Dining Area, Kitchen, and sitting space perfect for both everyday living and entertaining. The Living Room boasts a charming gas and wood-burning fireplace, creating a cozy yet refined ambiance. At the heart of the home, the Kitchen features stainless steel appliances, quartz countertops, a subway tile backsplash, and classic shaker cabinetry. The oversized island with seating provides ample workspace and is ideal for casual meals or hosting gatherings. Convenience meets functionality with a Laundry/Mudroom off the kitchen, offering a perfect landing spot after entering from the driveway. A central hallway leads to two well-appointed Bedrooms, a beautifully renovated Bathroom, and a home gym. The Primary Suite is a true retreat, offering an oversized closet and a relaxing en-suite bathroom with double sinks, a spacious shower, and a luxurious soaking tub. Upstairs, you'll find four additional Bedrooms plus a versatile great room perfect as a media room, teen hangout, or playroom. A cozy Library off the great room provides a serene space for reading or work. Designed for multi-generational living, the upstairs also includes an additional bedroom or office with a separate entrance. Step outside to a private Backyard oasis, complete with lush landscaping, mature fruit trees, and a grassy area, an ideal setting for year-round entertaining. Additional highlights include: Newer dual-pane windows & insulation, recessed lighting throughout, updated electrical panel & wiring, and newer dual-zone central air & heat. Located minutes from Pasadena's iconic landmarks like the Rose Bowl, Old Town Pasadena, and the Saturday Farmers Market, with easy access to hiking trails, restaurants, shopping, and freeways. Don't miss the opportunity to call this beautiful home yours!
Source: CRMLS #P1-21202
Financials
Source: CRMLS #P1-21202
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.