22024 Belgian Ct, Mount Dora, FL 32757
3 beds · 2 baths · 1,437 sqft
This Garden Home is located in the 55+ section of Sullivan Ranch and provides the same amenities and maintenance as the Villas. The difference is the Garden Homes are detached single family homes while the Villa’s are duplexes. This Garden Home has no rear neighbors! Upon entry to the home you are welcomed by an extended covered front porch and leaded glass front door. Once inside, you are greeted by 9’ 4” ceilings and new wall to wall carpeting throughout. The foyer, kitchen and baths have upgraded neutral tile floors. This home features LOTS of natural light and an open floor plan. The kitchen has new a microwave and garbage disposal as well as pull out shelving in lower cabinets. The pantry has had the wire shelving replaced with solid wood shelving. The kitchen is oversized and has space for additional dining table, cabinets or island. The kitchen opens to screened in Lanai, which can act as a second eating area or just a great place to enjoy nature with you morning coffee. Both bathrooms have had new Moen Faucets and comfort height toilets installed. The primary bathroom has dual sinks, walk-in shower and the secondary bathroom has a traditional tub. Ceiling fans and fixtures are newer and fire alarms/carbon monoxide detectors have been recently replaced. A/C has newer coils and thermostat. The electrical panel has been upgraded to allow for a generator to be added. The garage has had garage door screen added and is often used to entertain guests. Very clean and tidy garage! This IS a turn-key, move in ready home that has been meticulously maintained by the original owner. This home is in close proximity to the clubhouse which provides onsite management, junior olympic pool, fitness center and both public and private use of clubhouse facilities. The Hoa fee covers roof repair and replacement , exterior painting, irrigation, mowing, and plant trimming. Note: irrigation water is included in hoa dues. About the only thing you need to do outside is sit on either your front or rear porch and enjoy the natural beauty of the community. In addition to the clubhouse, fitness center and pool, the amenities include a children’s playground with water feature, dog park, gated entrance, sidewalks and street lights and miles of walking paths both above and below the wooden bridge and around the lake. Sullivan Ranch is situated close to the new beltway with easy access to everything central florida has to offer while only just a couple miles from historic downtown Mount Dora.
Source: STELLAR #o6219186
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6219186
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
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Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6219186
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