22 Poppy Ct, Homosassa, FL 34446
4 beds · 3 baths · 3,249 sqft
Welcome to 22 Poppy Court. This home is truly one of a kind. Situated on a .27 acre parcel with no rear neighbors ever! This fully renovated Salt Water Pool home is Turn Key and ready for its new owners. UPDATES INCLUDE- Roof 2015,Energy efficient 4 zone A/C 2021, Whole home GENERAC Generator plug ‘22,Plantation Shutters '21, Hot Water Tank '22, Painted Ceiling, Doors, & Trim in '21,Exterior Paint '23, LVP Flooring '21, Berber carpet '21, light fixtures & fans '23, appliances '21, Pot Filler '22, pool deck ceiling and fan update in ' 23, pool salt system & circuit board '23, under counter lighting '21, pool screens '24, stove top vent '22, quartz countertops '21, plus kitchen sink, faucet, and disposal replaced in 2021! This home is 3249 sq. feet with a saltwater pool and features 4 bedrooms, 3 bathrooms, 2-car garage and a den/office which is located just off the master bedroom that could be used as a 5th bedroom since it has a closet! The moment you drive up to the home you are greeted with the luxury look and feel of this stunning home. As you enter through the double-door entryway into the foyer, you will be greeted with breathtaking views of the pool through the triple-pane sliding glass doors that stack into the wall. To your left you’ll find the formal dining area with views of the front yard and the knee wall that separates the foyer and dining area that is topped off with Quartz-an elegant touch! To the right you’ll find the den/office and adjacent to that is the master bedroom. The master bedroom features a double pane sliding glass door, trey ceiling, dual closets, and an ensuite finished with ceramic tile flooring, a dual sink wooden vanity, a walk-in tiled shower with body jets, a commode closet, and a garden tub. Just beyond the large formal living area is the gorgeous kitchen-family room combo{open floor plan}. The eat-in kitchen has a nook with open views of the pool, also features wooden cabinets with center island that has deep drawers for storage, quartz countertops, a newly tiled backsplash, pot filler, glass cooktop, wall-mounted oven & microwave, exterior venting cooktop hood, and stainless steel appliances, plus a large breakfast bar too! Just next to the kitchen is the laundry room which has a deep sink, wire shelving, an extra closet, and extra cabinets with enough counter space to fold your laundry.The family room has a double tray ceiling with triple pane sliding glass doors to the pool.Just through the family room, you will discover the hallway with a pocket door for added privacy for 2 guest bedrooms each with large closets, Berber carpet, and ceiling fans. These bedrooms are separated by guest bathroom #1 which has a tub/shower combo and single sink vanity. The 3rd guest bedroom is also near the others but just down the second hallway. The 3rd guest bedroom has a sliding glass door that leads to the pool, ceiling fan, and closet, and just adjacent to it you will find the 3rd bathroom that has a tub/shower combo with tiled surround,closet, a single sink vanity, and a door that leads to the pool. Outside the home, you’ll find the massive inground pool surrounded by pavers and covered by a newly screened lanai with nothing but the privacy of your rear yard surrounding you. This home comes equipped with a whole home alarm system, gutters and an irrigation system and is ready for its new owners. Make this home yours today!
Source: STELLAR #T3512932
Financials
Source: STELLAR #T3512932
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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