1 of 33
$269,900

22 Leander Dr, Greer, SC 29651

3 beds · - baths · sqft sqft

If you have never considered townhome living – now is the time! Stylishly designed with both comfort and convenience in mind this immaculate one-owner home offers open living spaces, a master on main, numerous upgrades, and a low maintenance lifestyle -- all at a price you don’t want to miss! The carpet-free main level features luxury vinyl plank flooring throughout. Private parking in the back allows entry to the rear foyer – the ideal location for shoes, backpacks, keys and more – while the living room at the front of the home welcomes guests and is the perfect space for entertaining family and friends. Gourmet kitchen with buffet style wrap around bar and separate island will appeal to both those who love to cook and those who love to chat. A half bath for guests can also be found on the main level. An impressive master on main with double vanity sink, large tile surround luxury shower, and walk-in closet is quietly tucked away in the back. Upstairs, you will find a laundry room large enough to add a sink, two additional bedrooms and another full bath. The open loft at the top of the stairs offers endless possibilities as a home office, second living area, playroom, craft area, homeschool, hobby space and more. This incredible home is nestled in Greer’s popular O’Neal Village which is well known for its warm, close-knit atmosphere and generous amenities such as a central park, resort-style swimming pool, amphitheater with open-air pavilion, pocket parks, children’s play area, basketball court, community garden, public green spaces, fitness center, dog park, and sidewalks throughout. This unique and highly desired neighborhood design blends planned and passive spaces with desirable retail and commercial shops to reflect the true meaning of a lifestyle-based community. Opportunities to play, spend time outside, and meet your neighbors abound with a wetland park, recreational lawns, and a community fireplace. Residents also enjoy community events, outdoor music, and holiday celebrations throughout the year. Grab an iced lavender honey latte from Barista Alley or enjoy the outdoor seating at House 509 Bistro and Wine Bar or simply check out one of the many locally owned businesses located within walking distance to the Village Square. Low maintenance townhome living means more time to explore and enjoy all there is to love about the Upstate. Experience all Greer has to offer with rolling hills, peach farms, waterfalls, mountain scenery and an abundance of lakes. Lake Robinson – the area’s 800-acre fishing lake – offers a boat ramp, fishing pier, restrooms, and picnic area and is located just minutes away. Or take a short 15-minute drive to downtown Greer Station where charming brick paved streets lead to chic boutiques, award-winning restaurants, and unmatched entertainment venues along with farmers markets, moonlight movies, and numerous events and seasonal festivals. You can also travel less than 30 minutes to Greenville’s vibrant downtown, Main Street and Falls Park or head towards Travelers Rest and the Swamp Rabbit Trail. Regardless of how you spend your day, the drive back home will never disappoint you with stunning views of the Blue Ridge Mountains as you come over the hill that leads back to your front door. This beautiful home must be seen to truly be appreciated. Call to schedule your private tour today or visit during our open house on Sunday, June 30th 2pm-4pm.

Interest rate 3
2.7%
With Roam
6.5%
The seller’s mortgage rate at the time the loan was originated.
Monthly payment 3
$896
With Roam
$1,348
Reduce your monthly payments by $451 when you assume this mortgage.
You also save $145,489 in total interest paid.

$64,705
Edit

You may be able to put down less than the total down payment amount of $64,705 and have the rest of the funds financed with a 2nd mortgage from a lender. 4

Interest rate and monthly payment estimated based on public records.

Roam helps you take over the seller’s lower interest rate 1
We help you assume the seller's mortgage and avoid higher prevailing market rates.

45-day closing guarantee 2
We work directly with the mortgage servicer to help you quickly and easily close the transaction.
Location
Details
Home
Lot size
0.05 acres
Year built
2021
Type
Townhouse

Source: GREENVILLESC #1530787

Loan
Remaining term
26 years, 10 months
Rate
2.7%
Monthly P&I
$896
Remaining loan balance
$205,194

Source: Public records

How it works

Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.

Tour

Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.

Offer

Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.

Close

Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.

Who can qualify

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Frequently asked questions

What is Roam?

expand content

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

expand content

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

expand content

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Will an assumption work for me?

expand content

An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.

Why do buyers use Roam?

expand content

Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.

View all FAQs
Last updated: Oct 21, 2024 05:03 pm
Listing agent: Jennifer Deese
Listing provided courtesy of: Belle Select Corp
Details provided by GREENVILLESC and may not match the public record.
MLS ID: #1530787
The data relating to real estate for sale on this website comes in part from the Internet Data Exchange of the Greater Greenville Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright © 2024 Greater Greenville Association of REALTORS®. All Rights Reserved.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.
Disclaimers
1 Roam connects buyers and sellers to homes with assumable mortgages via a concierge service. Roam does not offer or engage in mortgage lending activity.
2 45 day guarantee is subject to credit approval by your loan servicer.
3 The assumable interest rate shown for this assumable mortgage is an estimate using the average of interest rates in this home's area at the time of the last sale. The actual assumable interest rate may differ. Estimated payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Roam connects buyers and sellers to home with assumable mortgages via a concierge service. Roam does not offer mortgage loans, extend credit, make credit determinations, or otherwise engage in mortgage lending or brokering activities. The lender makes all credit and qualification decisions with buyers. Any determination to extend credit to a buyer is a decision by the lender, and not by Roam.
4 The lender makes all credit and qualification decisions with buyers. Any choice to extend credit to a buyer is a decision by the lender, and not by Roam.
$896/mo
View details