2196 Abbott Dr, Buford, GA 30519
4 beds · 4 baths · 3,512 sqft
Get a free consultation call with an expert in the mortgage assumption process.
IMMACULATE 4-Bedroom with Media Room & Botanical Backyard Oasis – A Rare Find! Welcome home to this beautifully maintained 4-bedroom, 4-bathroom residence nestled on a lush wooded lot—offering the ideal blend of elegance, space, and functionality. This thoughtfully upgraded home is move-in ready and perfect for buyers seeking comfort, convenience, and luxury in one. STICKING CURB APPEAL: Professionally landscaped front and backyards with colorful perennials, mature trees, and a botanical sanctuary you won’t find anywhere else. GRAND TWO STORY FOYER: Welcomes you with a brand-new custom front door, rich crown molding, and high-end finishes throughout. ENTERTAINER'S DREAM LAYOUT: Open-concept living with a sun-filled great room, stacked stone fireplace with gas logs, and a chef’s kitchen designed for hosting. GOURMET KITCHEN FEATURES: Oversized quartz island, tile backsplash, new stainless appliances (excluding stove), 5-burner gas range with upgraded vent, walk-in pantry, and kitchen dining. FLEXABLE MAIN LEVEL: Formal dining and living rooms, plus a full guest suite/office with adjoining full bath—ideal for multi-generational living or work-from-home setup. UPSTAIRS RETREATS & FUNCTIONAL SPACES: Owner’s Suite: Spacious sitting area, dual vanities, jetted tub, tiled shower, and a huge walk-in closet. Three Generous Secondary Bedrooms: Jack-and-Jill + private en-suite layout. Bonus Media Room: Perfect for movie nights, playroom, or home gym. Custom Laundry Room: Stylish tile and storage to keep things organized. GARAGE & SMART FEATURES: Built-in NewAge cabinets, overhead storage racks, and epoxy flooring. HOME UPGRADES: New (within 2 years) roof, NEW A/C, and NEW appliances (except stove). Wired security system with cameras and local monitoring. Smart irrigation system for low-maintenance landscaping. OUTDOOR LIVING YOU'LL LOVE: Step outside to a covered back porch and stone-paved patio surrounded by flowering hydrangeas, gardenias, crepe myrtles, fig and peach trees, Japanese maples, and a private terrace garden—an outdoor retreat unlike any other. BUYERS INCENTIVES: Limited Time Only - Special Financing Bonus: Free appraisal OR 1/0 rate buy down when financed through Harmony Home Mortgage BONUS: Home Warranty up to $700 included by seller! This home is a standout listing perfect for buyers who value thoughtful design, premium upgrades, and serene outdoor living. Living at 2196 Abbott Drive places you in a well-connected community with a wealth of amenities, ensuring a comfortable and convenient lifestyle. LOCAL CONVENIENCES: Mall of Georgia, Marketplace at Mill Creek, Bogan Park, Little Mulberry Park, Ivy Creek Greenway, Buford Community Center, Gwinnett Environmental & Heritage Center. Convenient access to comprehensive healthcare services: Northside Hospital Forsyth (Cumming, GA – 8.7 miles, Northeast Georgia Medical Center Braselton (Braselton, GA – 9.6 miles), Emory Johns Creek Hospital (Johns Creek, GA – 10 miles), Northside Hospital Gwinnett (Lawrenceville, GA –11 miles). Gwinnett County Public Schools: The area is served by the reputable Gwinnett County Public School system, known for its commitment to academic excellence. Major Roadways: Proximity to I-85 and GA-20 offers convenient access to Atlanta and surrounding areas, making commuting straightforward. Schedule your private showing today and experience the difference!
Source: FMLS #7536352
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FMLS #7536352
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.