219 Deer Cross Ln, San Antonio, TX 78260
4 beds · 3 baths · 2,718 sqft sqft
Beautifully remodeled 4 Bedroom 2.5 Bathroom home on 0.47 acre lot in highly desired Timberwood Park. When walking under your gorgeous covered front porch, with hill country views, and through the front entry door you are greeted by high ceilings, amazing wood floors and a stunning floor plan. On your right hand side you will find one of the many living areas with a stone/rock covered fireplace in its center. Through a doorway you will find another living area, which is open to the magnificent chefs kitchen. The kitchen offers a large breakfast bar, center island with built in wine fridge, a Double Oven that can Microwave, Air-fry, Steam, or "Sous Vide" cook, stainless steel appliances, a pleasing backsplash and quartz counters. The downstairs laundry room was transformed into a perfect mudroom leading into the oversized two car garage. Upstairs you will find the highlight of the home, the primary suite. The suite offers plenty of space for a king size bed and a sitting area. The remodeled en-suite bathroom has quartz counters on the dual vanity, a large fully glassed walk-in shower, spacious soaking tub and a huge walk-in closet. The other three bedrooms are separated from the primary suite by a nice loft area, and share a gorgeous hall bathroom. The enormous backyard with two patio areas is perfect for BBQ's with family, friends & neighbors. Conveniently located to restaurants, shopping, schools, and all the attractions the stunning Texas Hill Country has to offer. The neighborhood amenities include: Pool, Tennis, Clubhouse, Park/Playground, Jogging Trails, Basketball Court, Volleyball Court. Schedule your private tour today!
Source: SABOR #1820705
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1820705
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1820705
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.