219 Baldovino Skwy, Spicewood, TX 78669
4 beds · 4 baths · 3,429 sqft
Nestled in the stunning hills of Rough Hollow at the base of Mount Lakeway, this exceptional home offers the perfect blend of privacy and community. Ideally located in this vibrant neighborhood, the home is central to all amenities and activities, yet enjoys the immense privacy of having no neighbors behind or across the street so you can enjoy peaceful hill country views. Inside, a welcoming two-story entry features a grand staircase on one side and French glass-paned doors leading to the downstairs office on the other. A wall of windows frames picturesque views of the landscaped backyard, while the expansive primary living area, featuring a gas log fireplace, seamlessly flows into the kitchen and dining room, creating a spacious and inviting setting for everyday living. The primary bedroom suite is located on the first floor, while the upstairs includes three additional bedrooms, two full bathrooms (both ensuite), a finished Texas basement, and a second living room, ideal for entertainment. The exceptionally designed outdoor space features a large covered patio with motorized wall screens for year-round enjoyment, along with limestone terracing and the perfect turf play area. Outdoor fun extends beyond the yard, with direct access to 23 miles of hike/bike trails, four resort-style pools, sports courts, dog park, event pavilion, and a marina on the shores of Lake Travis. Acclaimed schools, including Serene Hills Elementary, Lake Travis Middle School, and Lake Travis High School, are nearby, as well as numerous extracurriculars within a 15-minute drive, including the new Bee Creek Sports Complex. The community's amenities further complement the stunning surroundings and provide an ideal setting for this remarkable home.
Source: ACTRIS #6531861
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
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We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: ACTRIS #6531861
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.