21898 Violet Periwinkle Dr, Land O Lakes, FL 34637
5 beds · 5 baths · 3,231 sqft
FULLY FURNISHED, POOL home, ready just in time for fall with Over $120K+ in upgrades, to include peaceful nature sounds and a relaxing view of water and conservation (No rear neighbors). Driveway is paved and sealed with plenty of room for guest parking. Your mailbox, a dog park, and Connerton Elementary are all less than half a mile walking distance. This 2-story cinderblock on block McGinnis home offers plenty of room for everyone with 5 bedrooms (4 upstairs and 1 downstairs), 5 bathrooms (3 upstairs and 1.5 downstairs), and a 3-car garage. As you enter the home, you'll notice the high ceilings in the entryway and breath-taking view of the pool and conservation through the living room windows. Gorgeous tile floors all throughout entry, living, kitchen, dining, laundry, and bathrooms. Heavy duty garage doors with Wi-Fi enabled myQ sensors. Hurricane rated windows on front of house. Wi-Fi enabled Ring doorbell and security system including motion, door sensors, and smoke detector connected, and Wi-Fi enabled Kwikset digital front door lock. Large loft with wine fridge and wet bar. Upstairs laundry room with built in cabinets and additional shelves. Upstairs hallway bathroom with tub, dual sinks, linen closet, and quartz countertops. Newly installed POOL is heated with sun shelf, fountain, two deck jets, and color changing lights. All this and the pump are controlled with Wi-Fi enabled automation. Large kitchen island made from a beautiful quartz stone with light gray accents. Gorgeous, upgraded tile backsplash throughout kitchen and coffee station area. Matching stainless steel GE appliances, less than 3 years old. Connerton is one of Pasco County, Florida’s most sought-after communities with great amenities. Lap pool, tennis courts, beach volleyball court, a fitness center, walking trails, a dog park, a clubhouse you can rent space out for personal events. Enjoy weekly food truck and farmer’s market events and so much more. Drive your golf cart to Publix or to one of the restaurants right at the entrance of the community. Don’t wait. Call to schedule your in-person tour today!
Source: STELLAR #t3537191
Source: STELLAR #t3537191
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 30-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3537191
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.