21892 VIOLET PERIWINKLE DR, Land O Lakes, FL 34637
Back on the market at no fault of the seller! Their loss is your gain! BETTER than Brand New! This gem of a home is defined by floorplan perfection and the backyard of your dreams! This IMMACULATE 4 bedroom 3 bath home has all of the upgrades you can imagine already taken care of for YOU! As you enter the home you are welcomed by a grand foyer with trey ceilings and elegance of wood-look tile that flows throughout the home, providing both style and durability. The open-concept layout includes a spacious kitchen with sleek finishes, stunning backsplash and Butler's pantry. The flow into the living area is perfect for entertaining and spacious family living! The primary suite features a modern ensuite bathroom with double vanities, and massive walk in closet. The additional bedrooms provide ample space for family or guests, and include two additional full bathrooms. Outside, you step into the epitome of outdoor living! The large, fully screened lanai leads you out to an extensive paved patio addition that includes a built-in fire pit. Host the most impressive BBQ's in the neighborhood, or be the go-to neighbor for SMORES nights! The upgrades of this home are extensive and impressive.....Picket backsplash in kitchen and Butler's pantry, accent tile on kitchen island, extended pavers on driveway, epoxy garage floors, landscaping, screened in back patio, paved patio and firepit, upgraded carpet in master bedroom and bedroom 3, upgraded shower floor tile, and elaborate security system! Don't miss out on this showstopper in the highly sought after Connerton neighborhood! BUYER'S AGENTS, BRING US YOUR OFFERS!
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #t3549353