VA loan
1 of 46
VA loan
$359,900 SIGNIN

Sign in to see required down payment for the 4.13% rate

2188 Hagood Loop, Crestview, FL 32536

4 beds · 3 baths · 2,618 sqft

Concierge

Get a free consultation call with an expert in the mortgage assumption process.

Price includes the cost of a New Roof, Ac and, Water Heater! Hey there, let's talk about this fantastic opportunity! This all-brick, 4-bedroom, 3-bath home is packed with potential! And yes, you still get the amazing benefit of NO city taxes - that's real savings in your pocket!Stepping inside, you'll immediately notice the grand scale of this home. Those 10-foot ceilings in the tiled foyer are impressive, and the formal living and dining rooms are just waiting for your personal touch.The open floor plan is a real highlight! Imagine the possibilities with the cathedral ceilings soaring over the family room, kitchen, and breakfast nook. Double French doors lead to the back porch and the private, fenced yard - think of all the outdoor gatherings you could have! The kitchen has all the essentials: lots of cabinets, a smooth top range, pantry, and a breakfast bar. The breakfast nook overlooks the backyard, creating a lovely space for morning coffee. And the master suite? It's a true retreat! Coffered ceiling, and a spacious bathroom with double vanities, a garden tub, and a huge walk-in closet! The other side of the home features bedrooms 2 and 3 sharing a bathroom, and bedroom 4 with its own bathroom and porch access - perfect for guests. This is a spacious family home! This is a great opportunity to get a lot of square footage and potential in a desirable area. Come see the possibilities for yourself and make this home your own! Let's talk!

Estimated
Seller's interest rate
4.13%
7%
Estimated
Monthly payment

$1,432
$1,681
You may also save up to $57,502 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $1,681 monthly payment

Financed
SIGNIN
Location
Use two fingers to move the map
Loan details
Loan type
VA
Rate
4.13%
Remaining term
19 yrs and 3 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$1,432
Principal & interest
$971
Mortgage insurance
-
Property taxes
$125
Home insurance
$326
HOA fees
$8
Utilities
Not included

Source: Public records

Home details
Size
2,618 sqft
Lot size
0.25 acres
Year built
2006
Type
Single Family Residence
HOA dues
$8.33

Source: EMERALDCOAST #969442

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: May 08, 2025 11:45 am
Listing agent: Your House Team (850) 398-8898
Listing provided courtesy of: RE/MAX Agency One (850) 682-8309
Details provided by EMERALDCOAST and may not match the public record.
MLS ID: #969442
IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
$1,432
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