21832 Crest Meadow Dr, Land O Lakes, FL 34637
4 beds · 3 baths · 2,946 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Under contract-accepting backup offers. ASSUMABLE MORTGAGE at a 2.6% INTEREST RATE! Don't miss out on this opportunity. Welcome to this stunning two-story home in the highly sought-after Connerton community of Land O' Lakes! Built in 2019, this spacious 4-bedroom, 2.5-bath home features a thoughtfully designed layout with all bedrooms upstairs, plus a huge loft—perfect for a media room, home office, or play area. The downstairs formal dining room, currently being used as an office, features custom glass track doors, offering a versatile space that can easily adapt to your needs. The gourmet kitchen is a true showstopper, boasting 42” staggered Duraform Downing Linen raised square panel cabinetry with crown molding and satin nickel hardware. Elegant New Caledonia granite countertops complement the stainless-steel GE® appliances, while 18x18 Cabo Shore ceramic tile—laid on the diagonal—adds a touch of sophistication throughout the main living areas. Washer, Dryer, Refrigerator, and Microwave are all less than 1 year old. Step outside to your screened and covered lanai, where you can unwind at any time of the day while soaking in the breathtaking water views. You'll love the STUNNING SUNSETS and the soothing sights and sounds of local wildlife. The fully fenced backyard provides privacy and ample space for outdoor activities, making it perfect for relaxation and entertainment. Located in the master-planned Connerton community, residents enjoy resort-style amenities, including a 10,000-square-foot clubhouse, a lagoon-style pool with a splash park, a state-of-the-art fitness center, and sports courts. Miles of scenic trails wind through protected conservation areas, providing a peaceful and picturesque environment. Conveniently close to shopping, dining, and top-rated schools, this home offers the perfect blend of luxury, comfort, and community living. Don’t miss your chance to own in one of Land O’ Lakes’ premier neighborhoods—schedule your showing today!
Source: STELLAR #TB8367135
Source: STELLAR #TB8367135
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.