218 Outfitter Dr, Bastrop, TX 78602
4 beds · 3 baths · 2,500 sqft
This home is competitively priced with the lowest price per sqft in the neighborhood and motivated sellers that are ready to make a deal! Welcome to your dream home in the heart of Hunter's Crossing, Bastrop, Texas! This meticulously crafted 4-bedroom, 3 full bathroom residence offers 2,500 square feet of modern living space. Nestled in the charming Hunter's Crossing subdivision, this home combines the tranquility of suburban living with easy access to the vibrant attractions of Austin, Texas. Experience the best of both worlds as you enjoy the peaceful ambiance of Bastrop while being just a stone's throw away from Austin. No Carpet, No Worries: Step inside to discover a home free from the hassle of carpet maintenance. This residence boasts sleek, low-maintenance flooring throughout, offering not only aesthetic appeal but also practicality. Say goodbye to the challenges of cleaning and hello to easy living. Whether you have a busy lifestyle or simply appreciate the modern touch, the absence of carpet in this home is a definite plus. Upgraded Kitchen: The heart of this home is its stunning upgraded kitchen. From granite countertops to state-of-the-art appliances, this kitchen is ready for both everyday meals and entertaining guests. Backs to a Beautiful Greenspace: Escape to your own private oasis as this residence backs to a beautiful greenspace. Enjoy peaceful evenings on your patio or create your own garden retreat. The lush surroundings provide a serene backdrop, ensuring that your home is a haven of relaxation. These pre-installed solar panels have the ability to transfer with the property making this home a green machine. Whether you're envisioning a comfortable haven for your family or eyeing a lucrative investment opportunity, this Hunter's Crossing gem ticks all the boxes. Contact us today to schedule a viewing and make your dreams of ideal living a reality.
Source: ACTRIS #9177292
Source: ACTRIS #9177292
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #9177292