218 OUTFITTER DR, Bastrop, TX 78602
This home is competitively priced with the lowest price per sqft in the neighborhood and motivated sellers that are ready to make a deal! Welcome to your dream home in the heart of Hunter's Crossing, Bastrop, Texas! This meticulously crafted 4-bedroom, 3 full bathroom residence offers 2,500 square feet of modern living space. Nestled in the charming Hunter's Crossing subdivision, this home combines the tranquility of suburban living with easy access to the vibrant attractions of Austin, Texas. Experience the best of both worlds as you enjoy the peaceful ambiance of Bastrop while being just a stone's throw away from Austin. No Carpet, No Worries: Step inside to discover a home free from the hassle of carpet maintenance. This residence boasts sleek, low-maintenance flooring throughout, offering not only aesthetic appeal but also practicality. Say goodbye to the challenges of cleaning and hello to easy living. Whether you have a busy lifestyle or simply appreciate the modern touch, the absence of carpet in this home is a definite plus. Upgraded Kitchen: The heart of this home is its stunning upgraded kitchen. From granite countertops to state-of-the-art appliances, this kitchen is ready for both everyday meals and entertaining guests. Backs to a Beautiful Greenspace: Escape to your own private oasis as this residence backs to a beautiful greenspace. Enjoy peaceful evenings on your patio or create your own garden retreat. The lush surroundings provide a serene backdrop, ensuring that your home is a haven of relaxation. These pre-installed solar panels have the ability to transfer with the property making this home a green machine. Whether you're envisioning a comfortable haven for your family or eyeing a lucrative investment opportunity, this Hunter's Crossing gem ticks all the boxes. Contact us today to schedule a viewing and make your dreams of ideal living a reality.
You may be able to put down less than the total down payment amount of $16,279 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #9177292