2178 White Bird Way, Apopka, FL 32703
4 beds · 2 baths · 2,338 sqft
Welcome to your dream home in Apopka, FL! This stunning 4-bedroom, 2-bathroom property offers the perfect combination of comfort, convenience, and cutting-edge features. Located just a short drive from Disney World, this home is ideal for families and remote workers alike. Step inside to find 10ft ceilings and inviting open floor plan with LED lighting throughout, built-in bookshelves, and hardwired Ethernet ports in every room, perfect for high-speed internet of up to 5Gbps. The energy-efficient heat pump water heater, EV charger in the garage, and Honeywell fresh air ventilator contribute to a healthier and eco-friendly lifestyle. The spacious kitchen boasts a reverse osmosis water filter, additional pantry shelving, and upgraded smart switches. Both bathrooms feature luxurious upgrades, including rain showerheads in the master bathroom and bidets in each. The smart home features extend outdoors, where you'll find a smart sprinkler system, hardwired landscape lighting, a large fan light on the patio, and garage enhancements such as adjustable wall shelving and above-door storage. With surround sound speaker pre-wiring and a water softener, this home offers comfort and convenience at every turn. The expansive backyard with an active lime tree, is perfect for family gatherings, relaxation, and entertainment. Don’t miss the opportunity to own this exceptional home packed with modern features and located near the magic of Disney World. Schedule your showing today!
Source: FORTMYERS #225028971
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FORTMYERS #225028971
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.