2178 Elysian Trl, San Antonio, TX 78253
4 beds · 3 baths · 2,572 sqft sqft
**OPEN HOUSE this Sunday Nov 17, 11am-2pm**Welcome to 2178 Elysian Trail, a stunning home that masterfully combines spacious, high-ceiling design with thoughtful upgrades throughout. As you enter, you're greeted by an upgraded front door and grand 9 to 12-foot ceilings that create an airy, open feel. Just off the entry, an impressively large office space awaits, ideal for work-from-home needs or a personal study. This floor plan allows for a well-appointed guest suite features its own private bath, expansive counter space, and a generous walk-in closet, offering privacy and comfort for visitors. Down the hall, two additional bedrooms provide ample closet storage, high ceilings, and easy access to a second full bath with abundant countertop space. The home's layout flows seamlessly into a spacious dining area that opens up to the kitchen and family room. Here, the kitchen impresses with upgraded granite countertops, sleek cabinetry with stylish hardware, and ample workspace-ideal for cooking and entertaining. The family room, which sits adjacent to the kitchen, provides a welcoming space for gatherings and overlooks the expansive backyard. The primary suite is a true retreat, featuring a large window view of the backyard, ample space for furnishings, and a luxurious bathroom with a substantial walk-in closet, dual vanities, and a private water closet. Beyond the kitchen and breakfast nook, the covered patio offers shaded west-facing views in the evening, perfect for outdoor relaxation or entertaining. With enough backyard space for a pool or large play area, this home accommodates family living and entertaining alike. Situated in the desirable 78253 zip code, this property is minutes from premier shopping, dining, and top-rated schools, making it an ideal choice for families seeking both convenience and comfort. The upgraded tile floors, meticulous trim work, and high ceilings add an extra touch of elegance, making this home a must-see.
Source: SABOR #1821766
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1821766
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1821766
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.