21743 Briske Morning Ave, Land O Lakes, FL 34637
3 beds · 2 baths · 2,092 sqft
Discover your dream home in the sought-after Connerton community! This stunning 3 bedroom, 2 bathroom, 3 car garage residence boasts 2,092 sq ft of living space. The home features: a large great room, flex room/formal dining room, beautiful updated kitchen with quartz countertops & tile backsplash, all new kitchen stainless steel appliances, including a 5 burner gas range and shiplap on the kitchen island. Beautiful custom wood shelving in the kitchen pantry and drawer insert organizers. Elegant luxury vinyl plank flooring in the living areas. The spacious primary suite offers a large walk-in closet and a luxurious bathroom with double vanities, a garden tub, a separate shower, and a linen closet. The remaining bedrooms are generously sized with ample closet space. Guest bathroom with shower/tub combination. Newer carpet in all the bedrooms. When you step outside you will find the large screened in lanai with pavers to your fully fenced private backyard oasis, featuring a paver fire pit area perfect for entertaining family and friends, complete with outdoor lighting and landscape edging. Additional highlights include a gas furnace, gutters around the entire home, a security system, a water softener, lawn irrigation system, and the entire interior of the home was recently painted (doors, trim, baseboards, and the walls). The garage is enhanced with overhead-mounted storage racks for extra storage. This home offers a tranquil and family-friendly neighborhood known for its serene surroundings and abundant amenities that include: community parks, playgrounds, club house, newly renovated resort-style pool with a splash park, fitness center or take a walk outside along the nature trails. Enjoy the proximity to parks, shopping centers, and restaurants. This immaculate home has been well cared for and ready for the new homeowners. Schedule your private showing today!
Source: STELLAR #w7867931
Source: STELLAR #w7867931
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #w7867931
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.