217 Thistleberry Dr, Aberdeen, NC 28315
5 beds · 4 baths · 3,090 sqft
Welcome to 217 Thistleberry Drive, a stunning 5-bedroom home located in the highly sought-after Winds Way Farm community in Aberdeen. This home is designed for comfort and versatility, offering a primary master suite conveniently located on the main level. The main level boasts a gourmet kitchen featuring a 36-inch upgraded gas cooktop, double ovens, granite countertops, and a hood vent that vents to the outside—a fantastic upgrade for cooking enthusiasts. All appliances have been upgraded from Frigidaire to GE, ensuring both style and performance. The kitchen flows seamlessly into a formal dining room and a cozy living room with a gas fireplace, perfect for gatherings or relaxing evenings. Step outside from the living room to the covered patio and a fully fenced backyard designed for entertaining, complete with a fire pit and built-in pizza oven. Upstairs, you'll find a small loft, a laundry room with an attached craft area, a dedicated office, three additional bedrooms, 2 full baths, and a spacious media room, ideal for movie nights or gaming. The entire second floor has been upgraded with beautiful laminate flooring, providing durability and a modern look, replacing the standard carpet found in many homes. Additional features of this home include gutter guards, providing low-maintenance protection from debris, and thoughtful upgrades throughout the home. Winds Way Farm is a vibrant pool community featuring sidewalks, open green spaces, and mature trees throughout. Conveniently located just minutes from downtown Pinehurst, Aberdeen, and Southern Pines, this home combines the best of modern living with a prime location. Don't miss the opportunity to make this exceptional property your own!
Source: TRIANGLEMLS #LP740306
Financials
Source: Public records
Source: TRIANGLEMLS #LP740306
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.