217 Kent Ct, Haines City, FL 33844
3 beds · 2 baths · 1,785 sqft
Come check out this 2139sq ft heated, block home along Lake Pierce. This 3 bed, 2 bath, with heated Lanai, perfect for a game room or mancave, plus 3 car garage. This can be your dream house or your investment property. SHORT TERM RENTAL (Air B&B) is Permitted !!!! THE FUN IS NOT OVER! The Primary Suite features a LARGE walk in closet and en-suite bathroom with upgraded shower enclosure and garden tub. Secondary bedrooms are separated by a bathroom that features a shower/bathtub combination. Dishwasher, 2-oven stove, Microwave, 29cuft French door refrigerator with craft ice feature, double sink and faucet w/garbage disposal, Washer & Dryer all replaced in 2021. The roof and 27 solar panels installed in 2021. The windows were replaced with Andersen, UV double-hung, so you can clean them from inside, plus the house was painted and yard re-sodded, all in 2022. New hot water heater in 2024. There is a 3-car garage, w/plenty of storage, sink, workbench and pull-down ladder to lots of attic storage. The well is for irrigations and watering. Plus, a mature avocado tree that gives really big avocados. There is decorator fencing along the boundary of the property w/solar post lights. The Lanai opens to the 26’x21’ decorative cement patio covered with a decorative pergola and fan. Enjoy quiet lazy days sitting on the porch or fishing in the canal that leads to Lake Pierce. You never have to worry about a neighbor building behind you. Located near the end of a dead-end street, a superb location for your carefree life style. Centrally located, makes it easy to get to Tampa and Orlando with Florida's major attractions, like: Disney World, Sea World, Busch Gardens, and Universal Studios. All measurements and details approximate, to be verified by buyer. Great deal for those who qualify. NO REAR NEIGHBORS. LOW HOA of only $300 a year. Make your appointment today to see this stunning home and you will want to stay! PRIMARY MORTGAGE IS TRANSFERABLE.
Source: STELLAR #P4934286
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: STELLAR #P4934286
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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