217 E Travis St, Holland, TX 76534
3 beds · 2 baths · sqft sqft
Welcome to 217 E. Travis St: Your Perfect Slice of Holland Haven! ?? Step into charm and comfort with this meticulously maintained gem nestled on a prime corner lot in the heart of Holland, TX. This vibrant 3-bedroom, 2-bathroom abode is a radiant blend of modern upgrades and cozy, classic appeal. As you enter, you’ll be greeted by the glow of luxury vinyl flooring that stretches gracefully throughout the home, marrying durability with style. The upgraded kitchen is a chef’s dream, boasting sleek fixtures and contemporary finishes that make every meal prep a delightful experience. The open layout allows for an abundance of natural light to cascade through the space, highlighting the home’s airy, inviting atmosphere. Each bedroom is a tranquil retreat, offering ample closet space and serene surroundings. The master suite is a haven of relaxation, while the two additional bedrooms are perfect for family, guests, or a home office. The bathrooms feature stylish upgrades that add a touch of luxury to your daily routine. Need space? This home has it in spades! From a generously sized laundry area to extra storage solutions, every corner of this property is designed with convenience and functionality in mind. Outside, the corner lot provides a feeling of openness, with plenty of room for outdoor activities or future garden plans. Whether you're sipping your morning coffee or enjoying an evening breeze, the outdoor space is ready to accommodate your lifestyle. In summary, 217 E. Travis St is more than just a house; it’s a vibrant, sunlit sanctuary ready to welcome you home. Don’t miss out on this Holland treasure – come see it today and fall in love with your new beginning!
Source: CENTRALTEXAS #556943
Interest rate and monthly payment estimated based on public records.
Source: CENTRALTEXAS #556943
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #556943
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.