2166 Galbreth Rd, Pasadena, CA 91104
3 beds · 2 baths · 1,752 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Step into a storybook dream in one of Northeast Pasadena's most sought-after neighborhoods. This picture-perfect home, situated on an expansive 8,251 sq. ft. corner lot (per assessor), is all about effortless charm, timeless style, and modern livability--from its steeply pitched gabled roof and exposed timbers to the lush rear private garden and covered deck.Inside, it's all about warmth and flow. Gleaming hardwood floors throughout, period details, and sunlit spaces create an inviting atmosphere that's equal parts cozy and sophisticated. The formal living room, anchored by a gas-burning fireplace and oversized picture window with a stunning mountain view, sets the stage for an evening with friends or lazy Sunday mornings. The feel continues into the dining room and fully remodeled kitchen with breakfast room, where custom cabinetry, sleek countertops, and stainless steel appliances make whipping up dinner a breeze.The three spacious bedrooms include an ensuite with an updated 3/4 bath and French door that opens to the private backyard oasis--because mornings just hit differently when you step outside to fresh air and sunshine.Outside, the private backyard is built for good times and relaxed living with a dedicated space for al fresco dining, a grassy area for play or lounging, and a detached garage. Whether you're hosting a dinner party under the stars, unwinding after a long day, or dreaming up a new project, this outdoor space is designed for making the most of California living.Extras include a laundry closet with side-by-side washer & dryer, a beautifully renovated hallway bath, forced heat & A/C, and automatic driveway gate - because comfort matters. And with East Washington Village, the Pasadena Roseway bike route, Victory Park, the Saturday Farmers' Market, the Metro Gold Line, and all the best eats & shops in Hastings Ranch just minutes away, this location is just as dreamy as the home itself.Don't miss this opportunity to create a home 'Where Your Home Happens.'
Source: CRMLS #P1-21641
Source: CRMLS #P1-21641
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.