21620 Avon Park Ct, Venice, FL 34293
2 beds · 2 baths · 1,524 sqft
Get a free consultation call with an expert in the mortgage assumption process.
**PRICE IMPROVEMENT**Introducing the Tidewater Villa in Grand Palm, complete with all the upgrades! You won’t want to miss this gem, where peace of mind is guaranteed. This home features a WHOLE HOUSE GENERAC GENERATOR and BRAND-NEW ANDERSON IMPACT-RESISTANT WINDOWS (white trim on interior). Additional highlights include freshly repainted exterior, leaf guard gutters with an 18-inch underground runoff, a French drain directing water to the pond, upgraded sod and landscaping with paver edging, storm smart pull-down screens on the lanai enclosure, and an electronic awning for extra shade on the lanai. The garage is truly remarkable, boasting numerous upgrades that transform it into your dream space, complete with highly durable cabinet storage, top-of-the-line flooring, and additional canned lighting for all your projects. The Tidewater villa floor plan is thoughtfully designed, offering an open layout that provides a single-family feel while keeping maintenance low and quality of life high. Upon entering this beautiful home, you’ll discover a well-placed office/den at the front. The split bedrooms and open design are ideal for both daily living and entertaining. The kitchen is spacious and welcoming, featuring gas cooking, wood cabinets, stainless steel appliances, and a lovely island with extra counter seating. The owner’s retreat includes walk-in closets, dual vanities, a walk-in shower, and a private water closet. But there’s more! The stunning extended lanai view is captivating from every angle of the main living area. The pocket sliding glass door opens up the space, allowing you to enjoy the desired indoor/outdoor Florida lifestyle. Additionally, there’s a paved landing pad right off the extended lanai, perfect for outdoor grilling or a lovely bench or swing to savor sunsets or whatever your heart desires. This gorgeous extended lanai is not only inviting but also perfect for embracing the Florida lifestyle. Plus, there's a private community pool exclusively for Villa homeowners in this secluded section of Grand Palm, which includes a resort-style pool, hot tub, outdoor grill, and both covered and uncovered lounging areas. This is in addition to the many exceptional amenities Grand Palm provides! Enjoy a bike ride to Grand Palm’s private island, explore Exploration Park (a 10-acre park!), and visit The Social Club, featuring a full-time lifestyle director, a state-of-the-art fitness center, three heated pools, a Splash Park, tennis courts, bocce courts, and even a private island with fishing piers and walking trails. Don’t wait—schedule your private showing today!
Source: STELLAR #A4634486
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #A4634486
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.