VA loan
1 of 39
VA loan
$669,900 SIGNIN

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216 Lehigh Dr, Winchester, VA 22602

4 beds · 4 baths · 3,083 sqft

Concierge

Get a free consultation call with an expert in the mortgage assumption process.

Don't wait for new construction ! Explore the fantastic extras in this home and compare and see the outstanding value ! This impeccably crafted 2023-built colonial home, featuring 4 bedrooms and 3.5 baths, offers 3,083 SF of living space on the upper 2 levels and is situated on a premium lot in Winchester's desirable Senseny subdivision, with serene wooded views as the backdrop. The home also includes an expansive unfinished basement, offering unlimited potential for additional living space, allowing for future customization and added value. Upon entering, you're greeted by a grand 2-story foyer creating a bright and airy atmosphere. The spacious yet inviting living area is anchored by a cozy fireplace with a stunning stone surround hearth and offers tranquil views of the wooded backyard. The heart of the home is the large, open-plan kitchen, which boasts beautiful white cabinetry, quartz countertops, a vast island, and an oversized pantry. The kitchen seamlessly flows into the family room, making it perfect for gatherings and casual meals, with a breakfast area that adds charm. A convenient mudroom off the garage adds functionality to this well-designed space. The luxurious owner’s suite serves as a private sanctuary, complete with a spa-like bathroom that features a walk-in shower, dual vanities, and an expansive walk-in closet. The secondary bedrooms are generously sized, providing ample space for family or guests, with each room offering plenty of closet space. A conveniently located upper-level laundry room adds practicality. Throughout the home, beautiful lighting fixtures enhance the warm and welcoming ambiance. Additional premium features include upgraded flooring, frameless shower doors, Discovery II cabinetry, and energy-efficient LED lighting. The owners have also incorporated thoughtful upgrades such as ceiling fans in every room, stylish accent walls, and a fully fenced backyard—ideal for outdoor living and entertaining. The meticulously landscaped yard, complete with white stone, plants, and brick accents, adds to the home’s curb appeal and serene setting. The unfinished walkout basement, with full-size windows and plumbing in place for a future bathroom, offers endless possibilities. Whether you envision a recreation room, home theater, or guest suite, this expansive area is a blank canvas ready to be customized to your needs. The fenced backyard provides a peaceful retreat, with professionally designed landscaping featuring white stone, plants, and brick elements, ensuring both beauty and privacy. This home offers a perfect blend of luxury, comfort, and potential for future expansion. This beautiful Discovery II model home is packed with exceptional builder upgrades and thoughtful additions that make it truly stand out. With a spacious layout and stylish features, it’s ready for you to move in and enjoy. Builder Upgrades Include: Home Office with French Doors (could also serve as a 5th bedroom) Oak Overlay Stairs and Railings on both the 1st and 2nd floors Open Rail on the 2nd Floor for a sleek, modern feel Entrance Powder Room Window allowing natural light Stone Surround Hearth Fireplace creating an inviting atmosphere Walkout Basement Upgrade providing easy access to the backyard Frameless Shower Door in the luxurious bathrooms Discovery II Cabinets throughout the home LED Lights throughout the house for energy efficiency Upgrades & Additions Since Purchase: Landscaping enhancements with white stone, plants, and brick for added curb appeal; Ceiling Fans installed in each bedroom Custom Fence Stunning Accent Walls Senseny Village neighborhood boasts a welcoming tot lot, along with nearby shopping and entertainment at Apple Blossom Mall and Old Town Winchester. Just four miles away, Jim Barnett Park offers a variety of recreational amenities, including swimming pools, sports courts, a lake, and an arboretum. As well nearby Shenandoah University; and easy access to Route 7 and I-8

Estimated
Seller's interest rate
4%
7%
Estimated
Monthly payment

$3,584
$4,768
You may also save up to $401,545 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $4,768 monthly payment

Financed
SIGNIN
Location
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Loan details
Loan type
VA
Rate
4%
Remaining term
28 yrs and 3 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$3,584
Principal & interest
$3,158
Mortgage insurance
-
Property taxes
$142
Home insurance
$228
HOA fees
$55
Utilities
Not included

Source: Public records

Home details
Size
3,083 sqft
Lot size
0.25 acres
Year built
2023
Type
Single Family Residence
HOA dues
$55.00

Source: BRIGHT #VAFV2023076

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

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Last updated: Apr 26, 2025 05:14 am
Listing agent: Donna S Wolford (540) 809-3968
Listing provided courtesy of: Redfin Corporation (703) 665-6665
Details provided by BRIGHT and may not match the public record.
MLS ID: #VAFV2023076
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Roam Brokerage, LLC participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have closed or are no longer being offered for sale. Information Deemed Reliable But Not Guaranteed. Copyright © 2025 Bright MLS. All rights reserved.
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$3,584
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