2158 Widgeon Dr, Johnstown, CO 80534
3 beds · 3 baths · 2,482 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to 2158 Widgeon Drive, a meticulously maintained & nicely updated home nestled in the heart of Pioneer Ridge neighborhood in Johnstown. This spacious sanctuary offers 3 beds, a main floor office, 3 baths, a large loft space & boasts an impressive 2,482 sq. ft. of finished living space on a large 9,749 sq. ft. lot. As you step inside, you'll be greeted by a welcoming foyer that leads into a formal living & dining room perfect for hosting family gatherings & special occasions. The eat-in kitchen is a chef's delight w ample space for culinary adventures. This home features top-of-the-line updates, including brand-new carpet & hardwood flooring, both replaced in 2024, ensuring a fresh & modern feel throughout. The interior was also painted in 2024, enhancing the home's inviting atmosphere. The exterior, painted in 2020, complements the new windows on the south side installed in 2021, adding to the property's curb appeal. Stay comfortable year-round with the new AC & heating unit installed in 2024, along w a newer hot water heater from 2021. The private outdoor space is a highlight, featuring a stunning backyard covered patio, hot tub & adjoining pergolas. Enjoy the extended concrete patio, which stretches the length of the house, w sidewalks on both sides & a front concrete pad near the double gate. The backyard is further enhanced by an extended fence, a double-sided fence for added privacy, & a new Tuff Shed w matched house shingles & finished interior walls. The landscape is a gardener's dream, w new trees & landscaping added annually, complemented by a water-saving sprinkler system updated in 2024. The system is equipped w new heads & a blow-out valve. It's stubbed for garden & tree drip lines, plus an auto-fill line for garden waterfalls, making outdoor maintenance a breeze. This home truly combines modern upgrades w thoughtful design, offering a perfect blend of comfort, style, & functionality. Come see for yourself why this could be your next dream home!
Source: RECO #9664088
Source: RECO #9664088
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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