2154 S Joplin Way, Aurora, CO 80013
4 beds · 3 baths · 1,764 sqft
PRICE REDUCTION!! Welcome home to a quiet neighborhood with access from your private back yard to Horseshoe Park. This home boasts Fresh paint, a brand new kitchen finished in fall of 2024, with new stainless appliances and maple cabinets, new lighting and counter tops, and an atrium window. New carpet in the family room on lower level and a wood burning fireplace make this a cozy place to relax and enjoy. The primary bedroom has ample room for a king size bed and has an attached remodeled 3/4 bath with dual shower heads. The home is a tri-level style with 4 nice bedrooms, 3 bathrooms, each featuring a shower and/or tub. The major mechanical systems have all been replaced within the last 5 years including the furnace, water heater, and central air conditioning. Fall of 2024 the home received a fresh coat of exterior paint. Asphalt shingle Roof replaced in 2017. Newer vinyl windows and wood flooring are added features. The sewer line was scoped in March 2024 ( video available)and a furnace check-up was done in Feb 2025. In summer of 2024 the back privacy fence was replaced. The huge back yard has a fire pit, large covered patio raised gardens and trees allowing for privacy. From the backyard you can access the Horseshoe Park open space. A two car attached garage has ample storage and garage opener. A 14 month Blue Ribbon Home Warranty is included upon successful closing This home has been enjoyed and loved. Please consider making this your next home to love.
Source: RECO #5551706
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
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We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: RECO #5551706
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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