2152 N Green Valley Ln, Round Lake Beach, IL 60073
4 beds · 4 baths · sqft
Welcome to this stunningly rehabbed Huntington model home in the desirable Country Walk subdivision. This beautifully modernized 4-bedroom, 2 full bath, and 2 half bath home boasts exceptional upgrades and a layout perfect for entertaining. Step into the immense kitchen, featuring upgraded cabinetry, quartz countertops, a large center island, and a breakfast bar. The open-concept design flows seamlessly into the family room, complete with a cozy fireplace. Luxury vinyl plank flooring extends throughout the home, adding elegance and durability. Enjoy breathtaking views from the large wood deck, which overlooks acres of beautiful scenery and backs to serene woods. The master suite offers a luxurious bathroom with high-end fixtures, exquisite lighting, and a separate commode room. Convenience is key with two laundry rooms, one in the master closet and one in the fully finished walkout basement. The lower level is an entertainer's dream, with a spacious rec room, wet bar, and a powder room. Sliding doors open to a large brick paver patio featuring a custom firepit, perfect for outdoor gatherings. The expansive, fully fenced backyard provides ample space for relaxation and play. Located in the vibrant Country Walk subdivision, enjoy access to 5 major parks with playgrounds, ball fields, a splash pad, tennis courts, skate park, BMX course, and walking/biking/hiking trails. You're just a short walk to the Rec Center, METRA Commuter Rail, outdoor music pavilion, Civic Center, and Hook Lake with a community boat launch for fishing and relaxing. Conveniently located near shopping, dining, and entertainment, with easy access to downtown Chicago, O'Hare Airport, Great Lakes Naval Station, Milwaukee, and the Chain O'Lakes, Illinois' largest recreational waterway. This home is a perfect blend of luxury, comfort, and convenience. Don't miss the opportunity to make it yours! No HOA!!! Pool Table Included.
Source: MRED #12116936
Interest rate and monthly payment estimated based on public records.
Source: MRED #12116936
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #12116936
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.