215 E Esperanza Ave, Clewiston, FL 33440
3 beds · 2 baths · sqft
Welcome to your dream home! Delightful and charming, this turnkey 3-bedroom, 2-bathroom single-family residence is poised to welcome its next loving owners. Nestled on a spacious corner lot, this home features beautifully manicured landscaping that creates an inviting first impression and ample room for outdoor enjoyment. Imagine relaxing on the charming front porch, sipping your morning coffee while surrounded by vibrant flowers, oaks, and the occasional avocado from your own tree! The rear of the property is equally impressive, offering extensive covered and uncovered carport parking along with convenient additional storage. A chest freezer and extra refrigerator will remain. Outdoor enthusiasts will love the Catio for pets and a brand-new 10x12 shed for all your gardening tools and hobbies. Recent upgrades, including most of the exterior siding and a new power panel/meter, ensure peace of mind for years to come. Step inside to discover a warm and inviting living space that welcomes you with a stunning solid wood door and elegant wood-planked flooring. The fully remodeled kitchen is a culinary delight, featuring luxurious quartz countertops and top-of-the-line BeSpoke appliances that will inspire your inner chef. The laundry room, equipped with a full-size stackable LG Watchtower washer and dryer, adds a level of convenience. One of the standout features of this property is the fantastic sunroom/great room. Fully air-conditioned with a mini-split system, it offers additional living space and comfort, perfect for family gatherings. This beautiful home combines comfort, style, and practicality, making it the perfect place to create lasting memories. Don’t miss out on this exceptional opportunity—schedule your private showing today and envision your future in this remarkable residence!
Source: FORTMYERS #224079804
Interest rate and monthly payment estimated based on public records.
Source: FORTMYERS #224079804
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #224079804
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.